Best FD Rates in India Today

Updated 02 May 2026 · 30 banks · Sorted by 1-year rate

Bank1Y3Y5YSr. Citizen +
Ujjivan Small Finance Bank8.25%8.25%7.20%+0.50%
Jana Small Finance Bank8.25%8.15%7.25%+0.50%
Equitas Small Finance Bank8.20%8.00%7.25%+0.50%
IndusInd Bank7.75%7.25%7.00%+0.50%
RBL Bank7.50%7.50%7.10%+0.50%
Fincare Small Finance Bank7.50%8.00%7.25%+0.50%
Yes Bank7.25%7.25%7.25%+0.50%
Bandhan Bank7.25%7.25%5.85%+0.50%
AU Small Finance Bank7.25%7.50%7.25%+0.50%
Kotak Mahindra Bank7.10%7.00%6.20%+0.50%
Bank of Baroda6.85%7.15%6.50%+0.50%
Canara Bank6.85%6.80%6.70%+0.50%
Central Bank of India6.85%6.50%6.25%+0.50%
State Bank of India6.80%6.75%6.50%+0.50%
Punjab National Bank6.80%7.00%6.50%+0.50%
Federal Bank6.80%7.00%6.60%+0.50%
IDBI Bank6.80%6.50%6.50%+0.50%
Bank of India6.80%6.50%6.00%+0.50%
Union Bank of India6.75%6.70%6.50%+0.50%
Bank of Maharashtra6.75%6.50%6.50%+0.50%
ICICI Bank6.70%7.00%7.00%+0.50%
Axis Bank6.70%7.10%7.00%+0.50%
South Indian Bank6.70%6.50%6.00%+0.50%
HDFC Bank6.60%7.00%7.00%+0.50%
IDFC First Bank6.50%7.25%7.00%+0.50%
UCO Bank6.50%6.30%6.20%+0.50%
Indian Overseas Bank6.50%6.50%6.50%+0.50%
Punjab & Sind Bank6.30%6.00%6.00%+0.50%
Indian Bank6.10%6.25%6.25%+0.50%
ESAF Small Finance Bank6.00%6.75%6.25%+0.50%